Afzal Mohammed Ali is a licensed Mortgage Loan Officer with Citizens Bank, serving the Buffalo, NY area. He specializes in guiding homebuyers and homeowners through the mortgage process with clear, personalized support.

Afzal works closely with clients to identify mortgage solutions that fit their financial goals, whether they are purchasing their first home, refinancing an existing mortgage, or exploring investment properties. Known for his professionalism, responsiveness, and client-focused approach, he ensures a smooth and transparent lending experience from application to closing.