Sonika Kapur - NY Life Insurance - Rocklin, CA

Sonika Kapur is a licensed financial advisor with New York Life, based in Rocklin, California. She offers comprehensive, personalized financial planning and protection services to individuals, families, and business owners. Her approach blends insurance, investment, and retirement solutions into a unified strategy tailored to each client’s goals, risk tolerance, and life stage.

Her services include a full spectrum of life insurance - term, whole, and universal/variable universal - as well as long‑term care and individual disability coverage, ensuring protection no matter what life brings. For those planning ahead, she provides retirement and income planning through annuities (immediate or deferred), along with investment vehicles such as mutual funds, ETFs, and 529 plans for education savings.

Beyond protection and investments, Sonika delivers wealth management, estate‑planning guidance, and small‑business planning services. With fluency in English and Hindi, she provides accessible, culturally aware financial guidance. Whether you’re building long‑term savings, safeguarding your family, or planning for retirement, Sonika combines New York Life’s financial strength with a personal, relationship‑based advisory approach - turning financial goals into real, actionable plans.